D A K O T A   H O M E S T E A D   E N D O R S E M E N T S

ALTA ALTA ENDORSEMENT RATE GUIDELINES POLICY CLTA
1-06 Street Assessments No Charge 1-06 GL Loan None
2-06 Truth in Lending No Charge 2-06 GL Loan 125-06
3-06 Zoning 10% of Gross Premium $50.00 Minimum 3-06 GL Owner Loan 123.1-06
3.1-06 Zoning - Completed Structure 20% of Gross Premium $250.00 Minimum 3.1-06 GL Owner Loan 123.2-06
3.2-06 Zoning - Land Under Development 10% of Gross Premium $50.00 Minimum 3.2-06 GL Owner Loan 123.3-06
4-06 Condominium $25.00 4-06 GL Owner Loan 115.1-06
4.1-06 Condominium $25.00 4.1-06 GL Owner Loan 115.3-06
5-06 Planned Unit Development $25.00 5-06 GL Owner Loan 115.2-06
5.1-06 Planned Unit Development $25.00 5.1-06 GL Owner Loan 115.4-06
6-06 Variable Rate Mortgage $25.00 6-06 GL Loan 111.5-06
6.2-06 Variable Rate Mortgage - Negative Amortization $25.00 6.2-06 GL Loan 111.8-06
7-06 Manufactured Housing Unit $50.00 7-06 GL Owner Loan 116.5-06
7.2-06 Manufactured Housing - Conversion $50.00 7.2-06 GL Owner 116.5.2-06
8.1-06 Environmental Protection Lien No Charge 8.1-06 GL Loan 110.9-06
8.2-06 Commercial Environmental Protection Lien No Charge 8.2-06 GL Owner Loan 110.9.1-06
9-06 Restrictions, Encroachments, Minerals No Charge 9-06 GL Loan 100.2-06
9.1-06 Covenants, Conditions and Restrictions - Unimproved Land $50.00 9.1-06 GL Owner 100.9-06
9.2-06 Covenants, Conditions and Restrictions - Improved Land $50.00 9.2-06 GL Owner 100.10-06
9.3-06 Covenants, Conditions and Restrictions $50.00 9.3-06 GL Loan 100.2.1-06
9.6-06 Private Rights $50.00 9.6-06 GL Loan 100.2.6-06
9.7-06 Restrictions, Encroachments, Minerals - Land Under Development $50.00 9.7-06 GL Loan 100.2.7-06
9.8-06 Covenants, Conditions and Restrictions - Land Under Development $50.00 9.8-06 GL Owner 100.2.8-06
9.9-06 Private Rights $50.00 9.9-06 GL Owner 100.2.9-06
9.10-06 Restrictions, Encroachments, Minerals - Current Violations $50.00 9.10-06 GL Loan 100.2.10-06
10-06 Assignment $50.00 10-06 GL Loan 104.12-06
10.1-06 Assignment and Date Down 30% of Gross Premium $150.00 Minimum 10.1-06 GL Loan 104.13-06
11-06 Mortgage Modification $50.00 11-06 GL Loan 110.11-06
11.1-06 Mortgage Modification with Subordination $150.00 11.1-06 GL Loan 110.11.1-06
11.2-06 Mortgage Modification with Additional Amount of Insurance 30% of Gross Premium $150.00 Minimum 11.2-06 GL Loan None
12-06 Aggregation $50.00 12-06 GL Loan 117-06
12.1-06 Aggregation - State Limits $50.00 12.1-06 GL Loan 117.1-6
13-06 Leasehold $50.00 13-06 GL Owner 119.5-06
13.1-06 Leasehold $50.00 13.1-06 GL Loan 119.6-06
14-06 Future Advance - Priority $25.00 14-06 GL Loan 111.14-06
14.1-06 Future Advance - Knowledge $50.00 14.1-06 GL Loan 111.14.1-06
14.2-06 Future Advance - Letter of Credit $50.00 14.2-06 GL Loan 111.14.2-06
14.3-06 Future Advance - Reverse Mortgage $50.00 14.3-06 GL Loan 111.14.3-06
15-06 Nonimputation - Full Equity Transfer $.50 per $1,000 Liability $25.00 Minimum 15-06 GL Owner Loan 127-06
15.1-06 Nonimputation - Additional Insured $50.00 15.1-06 GL Owner 127.1-06
15.2-06 Nonimputation - Partial Equity Transfer $50.00 15.2-06 GL Owner 127.2-06
16-06 Mezzanine Financing $50.00 16-06 GL Owner 128.06
17-06 Access and Entry $50.00 17-06 GL Owner Loan 103.11-06
17.1-06 Indirect Access and Entry $50.00 17.1-06 GL Owner Loan 103.12-06
17.2-06 Utility Access $50.00 17.2-06 GL Owner Loan 103.13-06
18-06 Single Tax Parcel $50.00 18-06 GL Owner Loan 129-06
18.1-06 Multiple Tax Parcel $50.00 18.1-06 GL Owner Loan 129.1-06
19-06 Contiguity - Multiple Parcels $25.00 19-06 GL Owner Loan 116.4.1-06
19.1-06 Contiguity - Single Parcel $25.00 19.1-06 GL Owner Loan 116.4-06
20-06 First Loss - Multiple Parcel Transactions $25.00 20-06 GL Loan 130-06
22-06 Location with Survey No Charge 22-06 GL Owner Loan 116.01-06
22-06 Location without Survey $25.00 22-06 GL Owner Loan 116.01-06
22.1-06 Location and Map No Charge 22.1-06 GL Owner Loan 116.02-06
23-06 Co-Insurance - Single Policy $25.00 23-06 GL Owner Loan 114.3-06
24-06 Doing Business $50.00 24-06 GL Loan 133-06
25-06 Same as Survey $50.00 25-06 GL Owner Loan 116.1-06
25.1-06 Same as Portion of Survey $50.00 25.1-06 GL Owner Loan 116.1.2-06
26-06 Subdivision $50.00 26-06 GL Owner Loan 116.8-06
27-06 Usury $100.00 27-06 GL Loan 132-06
28-06 Easement - Damage or Enforced Removal $50.00 28-06 GL Loan 103.1-06
28.1-06 Encroachments - Boundaries and Easements $50.00 28.1-06 GL Owner Loan 103.14-06
28.2-06 Encroachments - Boundaries and Easements - Described Improvements $50.00 28.2-06 GL Owner Loan 103.15-06
29-06 Interest Rate Swap Endorsement - Direct Obligation 10% of Gross Premium $150.00 Minimum 29-06 GL Loan 134-06
29.1-06 Interest Rate Swap Endorsement - Additional Interest 10% of Gross Premium $150.00 Minimum 29.1-06 GL Loan 134.1-06
29.2-06 Interest Rate Swap Endorsement - Direct Obligation - Defined Amount Standard Premium Rate 29.2-06 GL Loan 134.2-06
29.3-06 Interest Rate Swap Endorsement - Additional Interest - Defined Amount Standard Premium Rate 29.3-06 GL Loan 134.3-06
30-06 One to Four Family Shared Appreciation Mortgage $25.00 30-06 GL Loan 135-06
30.1-06 Commercial Participation Interest $25.00 30.1-06 GL Loan 135.1-06
31-06 Severable Improvements 10% of Gross Premium $150.00 Minimum 31-06 GL Owner Loan 136-06
32-06 Construction Loan - Loss of Priority $50.00 32-06 GL Loan 137-06
32.1-06 Construction Loan - Loss of Priority - Direct Payment $50.00 32.1-06 GL Loan 137.1-06
32.2-06 Construction Loan - Loss of Priority - Insured’s Direct Payment $50.00 32.2-06 GL Loan 137.2-06
33-06 Disbursement $50.00 33-06 GL Loan 138-06
34-06 Identified Risk Coverage $50.00 34-06 GL Owner Loan 139-06
35-06 Minerals and Other Subsurface Substances - Buildings $50.00 35-06 GL Owner Loan 140-06
35.1-06 Minerals and Other Subsurface Substances - Improvements $50.00 35.1-06 GL Owner Loan 140.1-06
35.2-06 Minerals and Other Subsurface Substances - Described Improvements $50.00 35.2-06 GL Owner Loan 140.2-06
35.3-06 Minerals and Other Subsurface Substances - Land Under Development $50.00 35.3-06 GL Owner Loan 140.3-06
36-06 Energy Project - Leasehold - Easement Contact Dakota Homestead Underwriting 36-06 GL Owner 141-06
36.1-06 Energy Project - Leasehold - Easement Contact Dakota Homestead Underwriting 36.1-06 GL Loan 141.1-06
36.2-06 Energy Project - Leasehold Contact Dakota Homestead Underwriting 36.2-06 GL Owner 141.2-06
36.3-06 Energy Project - Leasehold Contact Dakota Homestead Underwriting 36.3-06 GL Loan 141.3-06
36.4-06 Energy Project - Covenants, Conditions and Restrictions - Land Under Development Contact Dakota Homestead Underwriting 36.4-06 GL Owner 141.4-06
36.5-06 Energy Project - Covenants, Conditions and Restrictions - Land Under Development Contact Dakota Homestead Underwriting 36.5-06 GL Loan 141.5-06
36.6-06 Energy Project - Encroachments Contact Dakota Homestead Underwriting 36.6-06 GL Owner Loan 141.6-06
36.7-06 Energy Project - Fee Estate Contact Dakota Homestead Underwriting 36.7-06 GL Owner 104.6-06
36.8-06 Energy Project - Fee Estate Contact Dakota Homestead Underwriting 36.8-06 GL Loan None
37-06 Assignment of Rents or Leases $50.00 37-06 GL Owner 104.6-06
38-06 Mortgage Tax $50.00 38-06 GL Loan None
39-06 Policy Authentication $50.00 39-06 GL Owner Loan 142-06
40-06 Tax Credit $50.00 40-06 GL Owner None
40.1-06 Tax Credit - Defined Amount $50.00 40.1-06 GL Owner None
41-06 Water - Buildings $50.00 41-06 GL Owner Loan None
41.1-06 Water - Improvements $50.00 41.1-06 GL Owner Loan None
41.2-06 Water - Described Improvements $50.00 41.2-06 GL Owner Loan None
41.3-06 Water - Land Under Development $50.00 41.3-06 GL Owner Loan None
42-06 Commercial Lender Group Endorsement $50.00 42-06 GL Loan None
43-06 Anti-Taint $50.00 43-06 GL Loan None
44-06 Insured Mortgage Recording $50.00 44-06 GL Loan None
45-06 Pari Passu Mortgage $50.00 45-06 GL Loan None
DHTIC DHTIC ENDORSEMENT RATE GUIDELINES POLICY CLTA
501-06 Blank $.50 per $1,000 Liability $25.00 Minimum 501-06 GL Owner Loan None
501.1-06 Correction No Charge 501.1-06 GL Owner Loan None
501.2-06 Multiple Mortgages in One Policy $100.00 501.2-06 GL Loan None
505-06 Date Down - General $100.00 505-06 GL Owner Loan None
505.1-06 Date Down - Increase Mortgage Amount $100.00 505.1-06 GL Loan None
505.2-06 Date Down - Changing Land Encumbered by Mortgage $100.00 505.2-06 GL Loan None
505.3-06 Date Down - Mortgage Modification $100.00 505.3-06 GL Loan None
505.4-06 Date Down - Assignment of Mortgage $100.00 505.4-06 GL Loan None
509-06 Minerals $100.00 509-06 GL Owner Loan None