ALTA |
ALTA ENDORSEMENT |
RATE |
GUIDELINES |
POLICY
| CLTA |
1-06 | Street Assessments | No Charge | 1-06 GL | Loan | None |
2-06 | Truth in Lending | No Charge | 2-06 GL | Loan | 125-06 |
3-06 | Zoning | 10% of Gross Premium $50.00 Minimum | 3-06 GL | Owner Loan | 123.1-06 |
3.1-06 | Zoning - Completed Structure | 20% of Gross Premium $250.00 Minimum | 3.1-06 GL | Owner Loan | 123.2-06 |
3.2-06 | Zoning - Land Under Development | 10% of Gross Premium $50.00 Minimum | 3.2-06 GL | Owner Loan | 123.3-06 |
4-06 | Condominium | $25.00 | 4-06 GL | Owner Loan | 115.1-06 |
4.1-06 | Condominium | $25.00 | 4.1-06 GL | Owner Loan | 115.3-06 |
5-06 | Planned Unit Development | $25.00 | 5-06 GL | Owner Loan | 115.2-06 |
5.1-06 | Planned Unit Development | $25.00 | 5.1-06 GL | Owner Loan | 115.4-06 |
6-06 | Variable Rate Mortgage | $25.00 | 6-06 GL | Loan | 111.5-06 |
6.2-06 | Variable Rate Mortgage - Negative Amortization | $25.00 | 6.2-06 GL | Loan | 111.8-06 |
7-06 | Manufactured Housing Unit | $50.00 | 7-06 GL | Owner Loan | 116.5-06 |
7.2-06 | Manufactured Housing - Conversion | $50.00 | 7.2-06 GL | Owner | 116.5.2-06 |
8.1-06 | Environmental Protection Lien | No Charge | 8.1-06 GL | Loan | 110.9-06 |
8.2-06 | Commercial Environmental Protection Lien | No Charge | 8.2-06 GL | Owner Loan | 110.9.1-06 |
9-06 | Restrictions, Encroachments, Minerals | No Charge | 9-06 GL | Loan | 100.2-06 |
9.1-06 | Covenants, Conditions and Restrictions - Unimproved Land | $50.00 | 9.1-06 GL | Owner | 100.9-06 |
9.2-06 | Covenants, Conditions and Restrictions - Improved Land | $50.00 | 9.2-06 GL | Owner | 100.10-06 |
9.3-06 | Covenants, Conditions and Restrictions | $50.00 | 9.3-06 GL | Loan | 100.2.1-06 |
9.6-06 | Private Rights | $50.00 | 9.6-06 GL | Loan | 100.2.6-06 |
9.7-06 | Restrictions, Encroachments, Minerals - Land Under Development | $50.00 | 9.7-06 GL | Loan | 100.2.7-06 |
9.8-06 | Covenants, Conditions and Restrictions - Land Under Development | $50.00 | 9.8-06 GL | Owner | 100.2.8-06 |
9.9-06 | Private Rights | $50.00 | 9.9-06 GL | Owner | 100.2.9-06 |
9.10-06 | Restrictions, Encroachments, Minerals - Current Violations | $50.00 | 9.10-06 GL | Loan | 100.2.10-06 |
10-06 | Assignment | $50.00 | 10-06 GL | Loan | 104.12-06 |
10.1-06 | Assignment and Date Down | 30% of Gross Premium $150.00 Minimum | 10.1-06 GL | Loan | 104.13-06 |
11-06 | Mortgage Modification | $50.00 | 11-06 GL | Loan | 110.11-06 |
11.1-06 | Mortgage Modification with Subordination | $150.00 | 11.1-06 GL | Loan | 110.11.1-06 |
11.2-06 | Mortgage Modification with Additional Amount of Insurance | 30% of Gross Premium $150.00 Minimum | 11.2-06 GL | Loan | None |
12-06 | Aggregation | $50.00 | 12-06 GL | Loan | 117-06 |
12.1-06 | Aggregation - State Limits | $50.00 | 12.1-06 GL | Loan | 117.1-6 |
13-06 | Leasehold | $50.00 | 13-06 GL | Owner | 119.5-06 |
13.1-06 | Leasehold | $50.00 | 13.1-06 GL | Loan | 119.6-06 |
14-06 | Future Advance - Priority | $25.00 | 14-06 GL | Loan | 111.14-06 |
14.1-06 | Future Advance - Knowledge | $50.00 | 14.1-06 GL | Loan | 111.14.1-06 |
14.2-06 | Future Advance - Letter of Credit | $50.00 | 14.2-06 GL | Loan | 111.14.2-06 |
14.3-06 | Future Advance - Reverse Mortgage | $50.00 | 14.3-06 GL | Loan | 111.14.3-06 |
15-06 | Nonimputation - Full Equity Transfer | $.50 per $1,000 Liability $25.00 Minimum | 15-06 GL | Owner Loan | 127-06 |
15.1-06 | Nonimputation - Additional Insured | $50.00 | 15.1-06 GL | Owner | 127.1-06 |
15.2-06 | Nonimputation - Partial Equity Transfer | $50.00 | 15.2-06 GL | Owner | 127.2-06 |
16-06 | Mezzanine Financing | $50.00 | 16-06 GL | Owner | 128.06 |
17-06 | Access and Entry | $50.00 | 17-06 GL | Owner Loan | 103.11-06 |
17.1-06 | Indirect Access and Entry | $50.00 | 17.1-06 GL | Owner Loan | 103.12-06 |
17.2-06 | Utility Access | $50.00 | 17.2-06 GL | Owner Loan | 103.13-06 |
18-06 | Single Tax Parcel | $50.00 | 18-06 GL | Owner Loan | 129-06 |
18.1-06 | Multiple Tax Parcel | $50.00 | 18.1-06 GL | Owner Loan | 129.1-06 |
19-06 | Contiguity - Multiple Parcels | $25.00 | 19-06 GL | Owner Loan | 116.4.1-06 |
19.1-06 | Contiguity - Single Parcel | $25.00 | 19.1-06 GL | Owner Loan | 116.4-06 |
20-06 | First Loss - Multiple Parcel Transactions | $25.00 | 20-06 GL | Loan | 130-06 |
22-06 | Location with Survey | No Charge | 22-06 GL | Owner Loan | 116.01-06 |
22-06 | Location without Survey | $25.00 | 22-06 GL | Owner Loan | 116.01-06 |
22.1-06 | Location and Map | No Charge | 22.1-06 GL | Owner Loan | 116.02-06 |
23-06 | Co-Insurance - Single Policy | $25.00 | 23-06 GL | Owner Loan | 114.3-06 |
24-06 | Doing Business | $50.00 | 24-06 GL | Loan | 133-06 |
25-06 | Same as Survey | $50.00 | 25-06 GL | Owner Loan | 116.1-06 |
25.1-06 | Same as Portion of Survey | $50.00 | 25.1-06 GL | Owner Loan | 116.1.2-06 |
26-06 | Subdivision | $50.00 | 26-06 GL | Owner Loan | 116.8-06 |
27-06 | Usury | $100.00 | 27-06 GL | Loan | 132-06 |
28-06 | Easement - Damage or Enforced Removal | $50.00 | 28-06 GL | Loan | 103.1-06 |
28.1-06 | Encroachments - Boundaries and Easements | $50.00 | 28.1-06 GL | Owner Loan | 103.14-06 |
28.2-06 | Encroachments - Boundaries and Easements - Described Improvements | $50.00 | 28.2-06 GL | Owner Loan | 103.15-06 |
29-06 | Interest Rate Swap Endorsement - Direct Obligation | 10% of Gross Premium $150.00 Minimum | 29-06 GL | Loan | 134-06 |
29.1-06 | Interest Rate Swap Endorsement - Additional Interest | 10% of Gross Premium $150.00 Minimum | 29.1-06 GL | Loan | 134.1-06 |
29.2-06 | Interest Rate Swap Endorsement - Direct Obligation - Defined Amount | Standard Premium Rate | 29.2-06 GL | Loan | 134.2-06 |
29.3-06 | Interest Rate Swap Endorsement - Additional Interest - Defined Amount | Standard Premium Rate | 29.3-06 GL | Loan | 134.3-06 |
30-06 | One to Four Family Shared Appreciation Mortgage | $25.00 | 30-06 GL | Loan | 135-06 |
30.1-06 | Commercial Participation Interest | $25.00 | 30.1-06 GL | Loan | 135.1-06 |
31-06 | Severable Improvements | 10% of Gross Premium $150.00 Minimum | 31-06 GL | Owner Loan | 136-06 |
32-06 | Construction Loan - Loss of Priority | $50.00 | 32-06 GL | Loan | 137-06 |
32.1-06 | Construction Loan - Loss of Priority - Direct Payment | $50.00 | 32.1-06 GL | Loan | 137.1-06 |
32.2-06 | Construction Loan - Loss of Priority - Insured’s Direct Payment | $50.00 | 32.2-06 GL | Loan | 137.2-06 |
33-06 | Disbursement | $50.00 | 33-06 GL | Loan | 138-06 |
34-06 | Identified Risk Coverage | $50.00 | 34-06 GL | Owner Loan | 139-06 |
35-06 | Minerals and Other Subsurface Substances - Buildings | $50.00 | 35-06 GL | Owner Loan | 140-06 |
35.1-06 | Minerals and Other Subsurface Substances - Improvements | $50.00 | 35.1-06 GL | Owner Loan | 140.1-06 |
35.2-06 | Minerals and Other Subsurface Substances - Described Improvements | $50.00 | 35.2-06 GL | Owner Loan | 140.2-06 |
35.3-06 | Minerals and Other Subsurface Substances - Land Under Development | $50.00 | 35.3-06 GL | Owner Loan | 140.3-06 |
36-06 | Energy Project - Leasehold - Easement | Contact Dakota Homestead Underwriting | 36-06 GL | Owner | 141-06 |
36.1-06 | Energy Project - Leasehold - Easement | Contact Dakota Homestead Underwriting | 36.1-06 GL | Loan | 141.1-06 |
36.2-06 | Energy Project - Leasehold | Contact Dakota Homestead Underwriting | 36.2-06 GL | Owner | 141.2-06 |
36.3-06 | Energy Project - Leasehold | Contact Dakota Homestead Underwriting | 36.3-06 GL | Loan | 141.3-06 |
36.4-06 | Energy Project - Covenants, Conditions and Restrictions - Land Under Development | Contact Dakota Homestead Underwriting | 36.4-06 GL | Owner | 141.4-06 |
36.5-06 | Energy Project - Covenants, Conditions and Restrictions - Land Under Development | Contact Dakota Homestead Underwriting | 36.5-06 GL | Loan | 141.5-06 |
36.6-06 | Energy Project - Encroachments | Contact Dakota Homestead Underwriting | 36.6-06 GL | Owner Loan | 141.6-06 |
36.7-06 | Energy Project - Fee Estate | Contact Dakota Homestead Underwriting | 36.7-06 GL | Owner | 104.6-06 |
36.8-06 | Energy Project - Fee Estate | Contact Dakota Homestead Underwriting | 36.8-06 GL | Loan | None |
37-06 | Assignment of Rents or Leases | $50.00 | 37-06 GL | Owner | 104.6-06 |
38-06 | Mortgage Tax | $50.00 | 38-06 GL | Loan | None |
39-06 | Policy Authentication | $50.00 | 39-06 GL | Owner Loan | 142-06 |
40-06 | Tax Credit | $50.00 | 40-06 GL | Owner | None |
40.1-06 | Tax Credit - Defined Amount | $50.00 | 40.1-06 GL | Owner | None |
41-06 | Water - Buildings | $50.00 | 41-06 GL | Owner Loan | None |
41.1-06 | Water - Improvements | $50.00 | 41.1-06 GL | Owner Loan | None |
41.2-06 | Water - Described Improvements | $50.00 | 41.2-06 GL | Owner Loan | None |
41.3-06 | Water - Land Under Development | $50.00 | 41.3-06 GL | Owner Loan | None |
42-06 | Commercial Lender Group Endorsement | $50.00 | 42-06 GL | Loan | None |
43-06 | Anti-Taint | $50.00 | 43-06 GL | Loan | None |
44-06 | Insured Mortgage Recording | $50.00 | 44-06 GL | Loan | None |
45-06 | Pari Passu Mortgage | $50.00 | 45-06 GL | Loan | None |